So how does an instrument rating help you any if your engine quits if the visibility under the ceiling is indeed poor - or the ceiling is under a 1000 ft?
Likewise, if you are flying IFR and your navigation equipment fails, how are you any better off than someone flying VFR in the same scenario? Wouldn't both be able to request help from ATC? So far as I can see there isn't too much difference in probable outcomes whether those failure scenarios happen to VFR vs IFR flights.
